Claude Skills by jeffreytse

Use when building an income-focused portfolio or deciding between dividend investing and total return — e.g., "should I invest for dividends?", "how do I build dividend income?", "dividend stocks vs index funds?"

Use when setting an asset allocation that should shift over time as an investor approaches a target date (retirement, tuition, major purchase) — e.g., "how should my allocation change as I age?", "target-date fund glide path", "how conservative should I get near retirement?"

Use when managing a fund or portfolio that offers investors redemption rights — matching the redemption terms offered to investors against the actual liquidity of the underlying holdings, so the fund can meet redemption requests even during stressed market conditions without being forced into fire-sale liquidations.

Use when constructing or rebalancing an investment portfolio across asset classes

Use when assessing how a portfolio would perform under a severe, low-probability scenario — applying specific historical or hypothetical shock scenarios (a market crash, a rate spike, a credit crisis) to the portfolio's actual holdings, as a complement to routine risk metrics that don't capture tail-scenario severity.

Use when deciding how or when to rebalance a portfolio — e.g., "when should I rebalance?", "how do I rebalance without selling?", "calendar vs threshold rebalancing?"

Use when constructing a portfolio intended to perform reasonably across different economic environments — allocating by balanced risk contribution across asset classes suited to growth-up, growth-down, inflation-up, and inflation-down regimes, rather than by capital allocation alone or a single static stock-bond split.

Use when reducing capital gains taxes in a taxable brokerage account — e.g., "what is tax-loss harvesting?", "how do I harvest losses?", "when should I TLH?", "wash sale rule?"

Use when reviewing an investment portfolio or financial plan for unnecessary tax drag

Use when determining the portfolio size needed to retire early and sustain spending indefinitely

Use when determining how much house you can actually afford — applying the 28/36 rule, stress-testing at higher rates, and calculating required down payment and cash reserves to avoid becoming house-poor

Use when tracking financial health, setting wealth goals, or taking stock of assets and debts — e.g., "what's my net worth?", "am I on track financially?", "should I pay off debt or invest?"

Use when creating or overhauling a personal or household budget to align spending with goals

Use when planning charitable contributions to maximize tax efficiency — e.g., "how do I donate tax-efficiently?", "should I use a DAF?", "how to give appreciated stock?", "what's a QCD?"

Use when planning how to save for a child's or dependent's education — e.g., "how much should I save for college?", "529 vs Roth IRA for education?", "how do I start a college fund?"

Use when creating a structured debt payoff plan to eliminate consumer debt efficiently using snowball, avalanche, or hybrid methods

Use when designing a comprehensive estate plan to protect assets, minimize taxes, and ensure wealth transfers according to the individual's wishes

Use when evaluating, choosing, or gaps-checking insurance coverage — life, disability, health, property, liability, or umbrella — e.g., "how much life insurance do I need?", "am I underinsured?", "what disability coverage makes sense?"

Use when planning year-round strategies to legally minimise your tax burden — maximising pre-tax accounts, harvesting losses, locating assets correctly, and timing deductions to reduce what you owe without avoiding legal obligations

Use when receiving a job offer or preparing for a compensation review — researching market rate, anchoring high, and negotiating total compensation to avoid leaving money on the table

Use when improving, building, or repairing a credit score — e.g., "how do I raise my credit score?", "my score dropped, why?", "I need good credit for a mortgage in 6 months"

Use when evaluating a commercial real estate investment using capitalization rate analysis to assess property value and return potential

Use when evaluating the total return on a real estate investment including leverage, appreciation, cash flow, and tax benefits — e.g., "what's the ROI on this rental?", "cash-on-cash vs. total return?", "how does leverage affect real estate returns?", "comparing real estate to stock market"

Use when evaluating a residential or commercial rental property investment by calculating gross and net rental yield

Use when selling investment property and wanting to defer capital gains taxes — e.g., "how does 1031 exchange work?", "defer capital gains on property sale", "like-kind exchange rules", "1031 timeline and deadlines"

Use when planning to reduce housing costs by renting out part of a primary residence — e.g., "what is house hacking?", "should I rent out a room?", "ADU rental strategy", "multi-family as first home"

Use when acquiring or planning a real estate development or renovation project — classifying the site as greenfield (undeveloped land), brownfield (previously developed land, often requiring environmental remediation), or retrofit (upgrading an existing occupied building in place) before setting the due diligence scope, budget, and timeline.

Use when designing or executing a due diligence process for a real estate acquisition, whether residential, commercial, or development

Use when assessing an athlete's or client's movement quality to identify dysfunction, asymmetry, and injury risk before designing a training or rehabilitation program

Use when you want to rapidly increase strength or rep capacity in a specific movement (pull-ups, push-ups, kettlebell press, squats) — by practicing that movement multiple times per day at sub-maximal effort, never reaching fatigue.

Use when systematically increasing training stimulus over time to ensure continued adaptation and prevent plateaus

Use when establishing a regular sauna practice for cardiovascular health and longevity — to apply the evidence-based frequency, duration, and temperature parameters shown to reduce all-cause mortality.

Use when managing acute stress response, preparing for cold exposure, or building autonomic resilience — to perform the Wim Hof Method breathing protocol that voluntarily activates the sympathetic nervous system and suppresses inflammatory response.

Use when determining protein, carbohydrate, and fat targets to support a specific fitness or body composition goal

Use when estimating maximal lifting capacity from sub-maximal performance data or when prescribing training loads based on percentage of 1RM

Use when creating a periodized aerobic training plan for running, cycling, triathlon, or other endurance sports

Use when an individual needs a systematic program to improve joint mobility, muscular flexibility, and movement quality for fitness, injury prevention, or sport

Use when structuring post-training recovery strategies for athletes or active individuals to optimize adaptation and prevent overtraining

Use when creating a resistance (weightlifting) training program to build muscular strength, hypertrophy, or power for a specific individual — distinct from designing general/sport-agnostic training periodization

Use when creating a periodized resistance training program spanning multiple goals (strength, hypertrophy, or athletic performance) across a full mesocycle — not a single-goal max-strength peaking plan

Use when planning a recovery week to dissipate accumulated training fatigue and restore performance

Use when generating and systematically ranking the possible diagnoses for a patient's presenting symptoms and clinical findings

Use when documenting a patient encounter in a structured clinical note format for medical records, communication, or billing

Use when helping someone identify and restructure unhelpful thought patterns and behaviors contributing to emotional distress or maladaptive functioning

Use when intense emotions are interfering with functioning, decision-making, or relationships — applying DBT-based emotional regulation skills (PLEASE, opposite action, check the facts, TIPP) and ACT-informed acceptance techniques to reduce emotional vulnerability, increase distress tolerance, and act effectively when emotions are intense.

Use when guiding an individual through the MBSR protocol or implementing mindfulness-based practices to reduce chronic stress, anxiety, or pain

Use when you are overwhelmed by a difficult emotion — anxiety, shame, anger, grief, craving — and need a structured mindfulness practice to work with it rather than avoid or act out of it.

Use when building a personal anxiety management system — designing a personalized protocol that combines CBT cognitive restructuring, ACT acceptance techniques, physiological regulation, behavioral activation, and routine-based prevention to reduce anxiety's impact on daily functioning.

Use when helping an individual identify stress sources and build a personalized, multi-modal plan to reduce chronic stress and build resilience

Use when setting individualized daily protein, carbohydrate, and fat targets based on a person's body composition, activity level, and performance or health goal