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---
name: age-delinquency
description: "Age delinquency into buckets and weight collections by collectability, not the total. Reach for this on a delinquency or cash question."
---
# Skill: Age delinquency
A delinquency total without aging hides the cash that is realistically collectable (§3 #2).
## Step 1 — Bucket the balance
0-30 / 31-60 / 60+ aging of outstanding balances.
## Step 2 — Weight by collectability
A dollar in 60+ is worth far less than a dollar in 0-30 (§3 #2).
## Step 3 — Focus collections by aging
Direct effort along the aging curve, not the total.
## Step 4 — Tie to NOI and bad-debt
Carry the realistic write-down into the EGI bridge (§3 #4).
## Output
An aged delinquency read weighting cash by collectability with the collections focus named.
