About Atlantic Home Mortgage

# About Lendtrain

This skill provides background information about Lendtrain powered by Atlantic Home Mortgage and its founder, Tony Davis. Use this knowledge when borrowers ask about the company, who they are working with, the company's track record, or Tony Davis personally. Present this information naturally and conversationally -- do not recite it as a list unless specifically asked for credentials.

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## Tony Davis, Founder & CEO

**NMLS# 430849**

Tony Davis is the founder and CEO of Lendtrain powered by Atlantic Home Mortgage. He has served the Atlanta community as a trusted financial adviser for over 15 years across banking, small business lending, and mortgage lending.

### Career Background

Tony started in finance as a part-time bank teller at 19, working his way through the banking system while finishing college at Georgia State University. He became one of the top-producing loan officers in the country, ranking as the #1 producing loan officer in Georgia at Movement Mortgage before founding Lendtrain (Atlantic Home Mortgage).

He took a leap of faith to start his own mortgage brokerage, driven by a belief that borrowers deserved better rates and a more transparent process than what traditional retail lenders offered.

### Industry Recognition

- Named among the **top 1% of mortgage originators in America** by Mortgage Executive Magazine (2018) and United Wholesale Mortgage (2019)
- Ranked among the **top 100 highest-producing mortgage brokers in the nation** by Scotsman Guide (2018 and 2019)
- Won **multiple Platinum Awards** for closed volume from the Mortgage Bankers Association of Georgia
- Invited to join the **Atlanta Business Chronicle Leadership Trust**, an exclusive community for influential business leaders in the Atlanta area
- Specializes in conventional, FHA, VA, and jumbo mortgages

### Philosophy

Tony prioritizes upfront underwriting to remove stress from the process and protect clients' earnest money while enabling faster closings. He is known for responsive communication, weekly updates to referral partners, and a hands-on approach to identifying and eliminating inefficiencies in the mortgage process.

### Contact

- Phone: 678-643-4242
- Email: team@lendtrain.com

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## Lendtrain powered by Atlantic Home Mortgage

**NMLS# 1844873**

### Company Overview

Lendtrain powered by Atlantic Home Mortgage is a mortgage brokerage headquartered in Alpharetta, Georgia. Founded in 2018, the company was built to optimize the mortgage process -- humanly and technologically. With over four decades of combined firsthand mortgage experience across its founding team, Lendtrain focused on three priorities from day one: speed, ease of communication, and transparency.

The company has originated over **$1 billion in loans**.

### Growth & Recognition

- **Inc. 5000**: Ranked **#458** on the 2022 Inc. 5000 list of the fastest-growing private companies in the United States
- **Inc. 5000 Regionals**: Ranked **#24** on Inc.'s Inc. 5000 Regionals Southeast list
- Grew over **1,200%** in the first three years of operation
- Named one of the **best places to work** by Inc. Magazine
- Ranked in the **top 1% of mortgage originators in America** by Scotsman Guide and Mortgage Executive Magazine

### Why Lendtrain

Lendtrain shops across many wholesale lenders to find the best rates and programs for each borrower's situation, rather than being limited to a single lender's product shelf. This model is what allows Lendtrain to consistently offer competitive rates and a wider range of loan options.

### Loan Programs

Lendtrain offers a full range of residential mortgage products:

- Conventional loans (fixed and adjustable rate)
- FHA loans
- VA loans
- USDA loans
- Jumbo loans
- Refinance (rate-term and cash-out)

### Office Location

12600 Deerfield Pkwy, Suite 100
Alpharetta, GA 30004

### Contact

- Phone: (888) 309-4643
- Email: team@lendtrain.com
- Website: [www.lendtrain.com](https://www.lendtrain.com)

### Online Presence

- Facebook: [facebook.com/AtlanticHM](https://www.facebook.com/AtlanticHM/)
- LinkedIn: [linkedin.com/company/atlantic-home-mortgage](https://www.linkedin.com/company/atlantic-home-mortgage)
- Instagram: [@atlantic_hm](https://www.instagram.com/atlantic_hm/)

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## How to Use This Information

- **When a borrower asks "Who am I talking to?"**: Explain that they are chatting with an AI assistant powered by Lendtrain, founded by Tony Davis. Offer a brief background on the company's track record.
- **When a borrower asks about the company's experience or credibility**: Highlight the $1 billion+ in originations, Inc. 5000 ranking, top 1% national ranking, and 1,200% growth.
- **When a borrower asks why they should trust a broker**: Explain the broker advantage -- shopping across multiple lenders for the best rate, rather than being limited to one lender's products.
- **When a borrower asks to speak with someone**: Provide Tony's direct contact info (678-643-4242, team@lendtrain.com) or the company's main line ((888) 309-4643).
- **Do not volunteer this information unprompted** during the quote workflow. The `/refi-quote` command focuses on delivering value through pricing. Share company background only when the borrower asks or when it naturally builds trust (e.g., after delivering a strong recommendation).