Financial Snapshot

---
name: financial-snapshot
description: "Quick view of revenue, expenses, invoicing, and cash flow with key metrics. Triggers on \"cash position\", \"revenue check\", \"financial overview\", \"money status\"."
effort-level: low
---

# Financial Snapshot

Quick view of your financial position: revenue, expenses, invoicing, and cash flow.

## What to Check

### 1. Revenue (`finances/overview.md`)
- This month's revenue
- Month-over-month trend
- Active revenue streams

### 2. Outstanding (`finances/invoicing.md` if exists)
- Unpaid invoices
- Overdue amounts
- Upcoming invoices to send

### 3. Expenses (`finances/expenses.md` if exists)
- This month's expenses
- Major categories
- Unusual items

### 4. Cash Flow
- Net position (revenue - expenses)
- Runway or buffer
- Upcoming obligations

## Output Format

```
## Financial Snapshot - [Date]

### This Month: [Month Year]

| Metric | Amount | vs Last Month |
|--------|--------|---------------|
| Revenue | $X | +/-X% |
| Expenses | $X | +/-X% |
| Net | $X | +/-X% |

### Revenue Breakdown

| Source | Amount | Status |
|--------|--------|--------|
| [Client/Stream] | $X | Received / Outstanding |

**Total Received:** $X
**Total Outstanding:** $X

### Outstanding Invoices

| Invoice | Client | Amount | Sent | Due | Status |
|---------|--------|--------|------|-----|--------|
| [#] | [Client] | $X | [Date] | [Date] | Upcoming / Due / Overdue |

**Total Outstanding:** $X
**Overdue:** $X

### Invoices to Send

| Client | Work | Est. Amount | Ready? |
|--------|------|-------------|--------|
| [Client] | [Description] | $X | Yes/No |

### Expenses This Month

| Category | Amount | Notes |
|----------|--------|-------|
| [Category] | $X | |

**Total Expenses:** $X

### Cash Flow Summary

- **Revenue this month:** $X
- **Expenses this month:** $X
- **Net this month:** $X
- **Outstanding receivables:** $X
- **Expected cash in:** $X (next 30 days)

### Alerts

- [Any financial concerns or actions needed]

### Tax Set-Aside (if applicable)

- **Should set aside:** $X (at X% rate)
- **Actually set aside:** $X
- **Next quarterly due:** [Date]
```

## Archetype Variations

### Consultant/Solo
Focus on client invoicing, project-based revenue, and utilization-based capacity.

### Founder
Include runway calculation, burn rate, and path to next fundraise.

```
### Runway Check

- **Cash on hand:** $X
- **Monthly burn:** $X
- **Runway:** X months (until [Date])
- **Next milestone before raise:** [What]
```

### Executive
Focus on budget tracking, department spend, and initiative costs if applicable.

### Creator
Break down by revenue stream: sponsorships, products, affiliate, etc.

```
### Revenue by Stream

| Stream | This Month | Last Month | Trend |
|--------|------------|------------|-------|
| Sponsorships | $X | $X | up/flat/down |
| Products | $X | $X | up/flat/down |
| Affiliate | $X | $X | up/flat/down |
```

## Tone

- Numbers-focused, clear
- Highlight concerns prominently
- Actionable recommendations
- No judgment about spending

## When to Run

- Weekly or biweekly
- End of month
- Before making financial decisions
- When feeling uncertain about cash position
- Before quarterly tax payments