X Openai Stripe Best Practices 020151f

---
name: x-openai-stripe-best-practices-020151f
description: Guides Stripe integration decisions — API selection (Checkout Sessions vs PaymentIntents), Connect platform setup (Accounts v2, controller properties), billing/subscriptions, Treasury financial accounts, integration surfaces (Checkout, Payment Element), and migrating from deprecated Stripe APIs. Use when building, modifying, or reviewing any Stripe integration — including accepting payments, building marketplaces, integrating Stripe, processing payments, setting up subscriptions, or creating connected accounts.
---

### 导出副本边界与技能别名

迁移、安装、修复和经验回写只作用于当前加载的目标宿主技能副本。原 Codex 技能/MCP、下载的源码和 `original-skills` 均为来源材料，不因执行本副本而写入；只有用户另行明确要求配置 Codex 产品本身时，才按该产品流程处理指定目标。脚本需要安装目录或状态目录时，显式提供目标路径；不得从 `CODEX_HOME` 隐式推断写入位置。

跨技能名称可能沿用源库别名。先查 [技能别名表](../../skill-aliases.json)，优先选择同来源、同插件的条目，再使用其 `id` 调用或读取对应入口；不得假定旧 `$skill`、`superpowers:skill` 名称在新宿主直接注册。不能确定目标时先核对，不替换真实产品命令或 Shell 环境变量。

## 跨宿主使用约定

本副本供支持 Agent Skills 的客户端使用。先检查当前宿主实际提供的工具、权限和已连接服务，再执行正文工作流。原文中的宿主工具标识是能力参考；只有实际发现该工具时才可调用，其他宿主应使用经核验的等价 MCP、CLI 或 API。没有等价能力的步骤必须报告不可用，不能虚构调用或完成状态。

技能资源以本技能目录为基准；输出写入当前项目中用户指定的位置。通过技能名称或自然语言触发，具体快捷命令由宿主决定。涉及真实产品、模型 API、协议字段和官方网址的名称保持原意。授权、审批、隐私和工具范围限制在迁移后仍然有效；不得为兼容而扩大权限。具体依赖与迁移说明见同目录 `PORTABILITY.md`。

Latest Stripe API version: **2026-02-25.clover**. Always use the latest API version and SDK unless the user specifies otherwise.

## Integration routing

| Building... | Recommended API | Details |
|---|---|---|
| One-time payments | Checkout Sessions | [references/payments.md](references/payments.md) |
| Custom payment form with embedded UI | Checkout Sessions + Payment Element | [references/payments.md](references/payments.md) |
| Saving a payment method for later | Setup Intents | [references/payments.md](references/payments.md) |
| Connect platform or marketplace | Accounts v2 (`/v2/core/accounts`) | [references/connect.md](references/connect.md) |
| Subscriptions or recurring billing | Billing APIs + Checkout Sessions | [references/billing.md](references/billing.md) |
| Embedded financial accounts / banking | v2 Financial Accounts | [references/treasury.md](references/treasury.md) |

Read the relevant reference file before answering any integration question or writing code.

## Key documentation

When the user's request does not clearly fit a single domain above, consult:

- [Integration Options](https://docs.stripe.com/payments/payment-methods/integration-options.md) — Start here when designing any integration.
- [API Tour](https://docs.stripe.com/payments-api/tour.md) — Overview of Stripe's API surface.
- [Go Live Checklist](https://docs.stripe.com/get-started/checklist/go-live.md) — Review before launching.