A 20-minute monthly close: cash flow, net worth delta, and the single biggest leak or win.
Scanned 9/13/2026
Install to Claude Code
Skills Directorynpx -y skills add fru-dev3/fd-apps-prevail-cli --skill monthly-money-review --agent claude-codeInstalls into .claude/skills of the current project.
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---
id: monthly-money-review
runner: llm
trigger: on-demand
description: A 20-minute monthly close: cash flow, net worth delta, and the single biggest leak or win.
source: seed
---
# Monthly money review
Run on the first weekend of each month.
1. **Net worth delta.** From data/net-worth-history.json: this month vs last, and whether the change came from saving, markets, or spending.
2. **Cash flow.** From data/transactions.csv: income vs outflow, and the three largest discretionary line items.
3. **Leak or win.** Name the single biggest leak (a recurring cost not earning its keep) or win (something that compounded). One only.
4. **Allocation drift.** From data/holdings.csv: is any position now overweight versus the plan? Flag anything more than 5 points off target.
Output: the delta, the three line items, the leak/win, and one action.
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Ultra-compressed communication mode. Cuts token usage ~75% by speaking like caveman while keeping full technical accuracy. Supports intensity levels: lite, full (default), ultra, wenyan-lite, wenyan-full, wenyan-ultra. Use when user says "caveman mode", "talk like caveman", "use caveman", "less tokens", "be brief", or invokes /caveman. Also auto-triggers when token efficiency is requested.
