Benefits By Country

---
name: benefits-by-country
description: Apollo.io benefits packages by country — health insurance, equity, perks, and stipends
---

# Benefits by Country

## Global benefits (all countries)
- Equity: [FILL: RSUs/options, vesting schedule, cliff]
- Learning stipend: [FILL: $X/year for courses, books, conferences]
- Home office stipend: [FILL: one-time + monthly]
- Wellness stipend: [FILL: $X/month]

## United States
- Health: [FILL: carrier, plan types, coverage levels]
- Dental: [FILL]
- Vision: [FILL]
- 401(k): [FILL: match details]
- FSA/HSA: [FILL]
- Life insurance: [FILL]
- Commuter benefits: [FILL]

## Poland
- Health: [FILL: Luxmed/Medicover tier]
- Multisport card: [FILL: yes/no, company contribution]
- PPK: [FILL: contribution rates]
- Lunch subsidy: [FILL]

## Mexico
- IMSS: Covered
- Private health: [FILL: carrier, coverage]
- Grocery vouchers: [FILL]
- Savings fund: [FILL]

## [Add remaining countries]
<!-- Each section should be filled by regional People Ops -->

## FAQ
- **When do benefits start?** [FILL: Day 1 / after X days]
- **Can I add dependents?** [FILL: process]
- **Who do I contact for benefits questions?** #benefits-questions in Slack