Purchase Decision

---
name: purchase-decision
description: Evaluate a discretionary purchase against affordability, opportunity cost, timing, and actual usefulness.
---
# Purchase Decision

Use when this capability directly owns the requested outcome.

## Procedure
1. Clarify total cost, recurring costs, and what problem the purchase solves.
2. Check whether paying for it disrupts essentials or an important near-term goal.
3. Compare alternatives, delay, used options, or doing nothing.
4. Make the tradeoff visible and leave the final value judgment to the user.

## Output standard
Give a concrete result, decision aid, or next action. Keep assumptions visible and hand off work outside this skill's domain.