Insurance Advisor

---
version: "2.0.0"
name: insurance-advisor
description: "保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life."
author: BytesAgain
homepage: https://bytesagain.com
source: https://github.com/bytesagain/ai-skills
---
# insurance-advisor

保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life, health insurance.

## 核心特点

🎯 **精准** — 针对具体场景定制化输出
📋 **全面** — 多个命令覆盖完整工作流
🇨🇳 **本土化** — 完全适配中文用户习惯

## 命令速查

```
  single          single
  married         married
  married-with-kids married with kids
  medical         medical
  critical        critical
  life            life
  accident        accident
  medical         medical
```

## 专业建议

- 医保** — 国家医保是基础，优先参保
- 百万医疗险** — 几百元/年，覆盖大病住院
- 重疾险** — 确诊即赔，弥补收入损失
- 意外险** — 便宜且实用，人人需要
- 定期寿险** — 家庭经济支柱必备

---
*insurance-advisor by BytesAgain*
---
💬 Feedback & Feature Requests: https://bytesagain.com/feedback
Powered by BytesAgain | bytesagain.com

## Commands

Run `insurance-advisor help` to see all available commands.

- Run `insurance-advisor help` for all commands