Playbook Insurance Underwriting Hygiene

---
name: playbook-insurance-underwriting-hygiene
description: "Complete files and renewal motions that retain the risks you want."
---
# Playbook: Make underwriting audit-proof

> Complete files and renewal motions that retain the risks you want.

**Track:** 🗺️ Insurance Operations · **Domain:** Journey Playbooks · **Level:** journey · **~60 min**

**Who this is for:** Claims Adjusters, Underwriters, Insurance Ops, Brokers

## When to Use This Skill

Complete files and renewal motions that retain the risks you want.
Use it whenever a matching task appears in conversation — the agent loads these instructions on demand.

## Journey Steps

1. Step 1 — Underwrite with complete, defensible files: start with "Complete the risk checklist per line; gaps documented as 'not available', not skipped"
2. Step 2 — Run renewals that retain good risks: start with "Start renewal review 60+ days out; no last-minute surprise premiums"
3. How it fits together: If it is not in the file, it did not happen.

### Referenced Skills

- `underwriting-service-underwriting-file-discipline`
- `underwriting-service-renewal-retain-win`

## Commands

**Install all referenced skills**
```bash
npx skills add aniruddhaadak80/skills --skill underwriting-service-underwriting-file-discipline && npx skills add aniruddhaadak80/skills --skill underwriting-service-renewal-retain-win
```

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Part of [aniruddhaadak80/skills](https://github.com/aniruddhaadak80/skills) · Browse all at https://skills.sh/aniruddhaadak80/skills