Claude Skills by FDU-INS

当用户需要判断保险理赔案件中的身故场景是否可能落入保险责任范围、分析身故理赔能不能赔、结合保单和条款判断身故责任是否可能触发、识别等待期自杀条款意外或疾病属性免责争议或评估材料是否足以支持身故责任判断时使用本 skill。适用于分析理赔系统案件记录、报案信息、居民死亡医学证明（推断）书、死亡证明、抢救记录、门急诊或住院病历、出院记录或死亡记录、尸检报告、公安机关证明、交通事故认定书、火化证明、户籍注销证明、法院判决书或司法文书、受益人申请材料、客服或审核备注、OCR 文本、PDF 文档和截图转写内容，并结合产品责任、身故责任条款、等待期、自杀条款、责任免除、意外与疾病身故区分规则和高风险行为限制形成结构化初步判断。

Guide dental insurance billing and coding. TRIGGERS - Use when user needs help with dental-insurance-guide related tasks.

Access 170+ AI-powered skills for dentists and dental office administrators. Use when: user asks about patient scheduling, insurance claims, billing, HIPAA compliance, new patient onboarding, treatment documentation, dental office operations, or any dental practice administration task.

Deploy and operate the vehicle insurance data analysis platform. Use when user asks about local development setup, production deployment, server configuration, build process, service management, or troubleshooting deployment issues. Focuses on the project's actual simple deployment model using start_server.sh, not complex enterprise setups.

Claim value trending and replacement cost tracking. Triggers: "claim value trending", "replacement cost tracking", "vehicle depreciation for claims", "residual value for insurance", "how fast is the insured vehicle losing value", "pre-loss value trajectory", "depreciation rate for settlement", "value retention for claims", "depreciation curve for total loss", "diminished value over time", "claim reserve adjustment", "portfolio depreciation exposure", "fleet depreciation risk", tracking vehicl...

Drafts U.S. commercial real estate owner-developer agreements covering scope, entitlements, schedule, pricing (fixed, GMP, cost-plus), change orders, payment and retainage, insurance, indemnity, IP, confidentiality, termination, and disputes. Use when user mentions "development agreement", "owner-developer agreement", "project development contract", "real estate development", "GMP", "cost-plus", "milestones", or "change orders".

Drafts indemnification agreements between corporations and directors covering expense advancement, indemnification determinations, D&O insurance coordination, and successor obligations. Use when drafting director indemnification agreements, expense advancement provisions, or D&O indemnity contracts.

Guide D&O insurance selection and coverage analysis. TRIGGERS - Use when user needs help with directors-officers-guide related tasks.

Produces structured summaries of U.S. divorce settlement agreements (MSAs), extracting material terms across property, custody, support, taxes, insurance, fees, and deadlines. Triggers on requests for divorce settlement summary, MSA summary, marital settlement agreement, property division, child custody, parenting plan, child support, or alimony extraction.

Personal document management skill using Paperless-ngx. Use when: (1) Ingesting and filing new documents, (2) Searching for existing documents, (3) Applying tags and correspondents, (4) Managing retention policies, (5) Integrating documents with other personal workflows (tax prep, medical records, insurance claims). Tools: paperless-mcp for all document operations.

Use when writing clinical notes, documenting sessions, creating treatment plans for insurance/authorization, ensuring HIPAA compliance, or need structured documentation templates. Provides SOAP notes, progress notes (DAP format), and treatment plan templates. HIPAA-compliant guidance included.

Audit a session against its domain pack, especially the regulated and operations-heavy packs such as HR, legal, marketing, sales, real-estate, government, insurance, logistics, manufacturing, e-commerce, and nonprofit. Use this when domain-specific policy needs a manual pass.

Genera carta de rechazo de cobertura fundada en Ley 17.418 y póliza, con control de plazo art. 56 y evaluación de riesgo de daño punitivo

Advanced CV for infrastructure inspection including forest fire detection, wildfire precondition assessment, roof inspection, hail damage analysis, thermal imaging, and 3D Gaussian Splatting reconstruction. Expert in multi-modal detection, insurance risk modeling, and reinsurance data pipelines. Activate on "fire detection", "wildfire risk", "roof inspection", "hail damage", "thermal analysis", "Gaussian Splatting", "3DGS", "insurance inspection", "defensible space", "property assessment", "c...

Drafts due diligence checklists for U.S. corporate transactions (M&A, asset purchases, investments, JVs, restructurings). Covers corporate structure, financials, tax, contracts, IP, litigation, employment, benefits, insurance, and environmental compliance. Surfaces change-of-control triggers, consent requirements, and red flags. Use when preparing for deal closing, board presentations, or investor disclosure.

EasyPost — shipping labels, rate comparison, package tracking, address verification, and insurance.

Link claim-side evidence objects to observation-side evidence objects, score support or contradiction heuristically, and persist a compact claim-observation link artifact for board review and challenge work.

Answer employee questions about company policies, benefits, and procedures. Use when users ask about PTO, vacation, sick leave, parental leave, health insurance, 401k, remote work policy, expense reimbursement, code of conduct, professional development, or any company-specific rules and perks.

Drafts and revises U.S. environmental indemnity agreements for real estate lending and acquisition transactions, allocating contamination and environmental-law liability to protect lenders, secured parties, or buyers. Covers indemnity scope, reps/warranties, covenants, remediation rights, escrows, insurance, survival, and assignment aligned to loan or acquisition documents. Use when drafting an environmental indemnity agreement, environmental liability allocation, lender environmental rider, ...

Estate Planning & Legacy Protection for the Owens family. Tracks wills, trusts, beneficiary designations, life insurance, survivor benefits, and powers of attorney. Ensures Lindsey and the kids are protected if something happens to Tory. Triggers on: "Estate plan", "Will", "Life insurance", "Beneficiaries", "What happens if", "Legacy", "Survivor benefits", "Power of attorney", "Trust", "Estate check", "Beneficiary audit", "SGLI", "FSGLI", "Dependent education", "Chapter 35". The only estate p...

Expert in used vehicle sales business - market dynamics, pricing strategies, financing, insurance, dealer operations, customer acquisition, inventory management, and automotive industry regulations in Mexico

Plan your Korea experience — Seoul's palaces and K-pop culture, Busan's beaches, Jeju Island's nature, Korean BBQ crawls, and K-beauty shopping. Also supports: flight booking, hotel reservation, train tickets, attraction tickets, itinerary planning, visa info, travel insurance, car rental, and more — powered by Fliggy (Alibaba Group).

Explore 122 Ethereum use case ideas from the Use Case Lab database. Use when the user asks about Ethereum use cases, wants to brainstorm product ideas, needs to research what's being built in a specific domain, or wants to find real-world examples of Ethereum applications. Covers 16 domains: AI, business operations, civil society, commerce, environment, finance, food & agriculture, government, health, identity, insurance, logistics & trade, media, real estate, science, and utilities. Each ide...

Consulta sistemas internos de Libra para obtener el documento de póliza a partir de datos del asegurado o del vehículo

Extrae datos estructurados de póliza de seguros argentina — condiciones, exclusiones, franquicias, obligaciones

Personal assistant for the [YOUR LAST NAME] family. Use this skill when: - Filling out forms (medical, insurance, school, government, travel) - Making appointments or reservations - Handling insurance claims or benefits questions - Coordinating with service providers - Travel planning and bookings - Financial tasks (account info, routing numbers, advisor contacts) - Any task requiring family member details, insurance info, medical history, or household information Triggers: form filling, ins...

Guide farm insurance selection and crop coverage. TRIGGERS - Use when user needs help with farm-insurance-guide related tasks.

Validate data quality in CSV/Excel files for vehicle insurance platform. Use when checking required fields, validating data formats, detecting quality issues, or generating quality reports. Mentions "validate", "check fields", "data quality", "missing values", or "quality score".

Personal finance assistant for budgeting, savings goals, investment tracking, debt optimization, tax preparation, insurance review, net worth tracking, and financial scenario modeling. Supports multi-currency, bank statement import (CSV/MT940/OFX), and locale-based tax rules. Use for any personal finance question: budget planning, expense tracking, portfolio allocation, FIRE calculations, debt payoff strategies, mortgage comparisons, tax deductions, insurance coverage, retirement planning, an...

专业的保险规划(Insurance)顾问助手，帮助您选择合适的保险方案。当用户询问以下问题时使用：(1) 金融产品选择 (2) 账户开设和管理 (3) 投资理财建议 (4) 税务规划 (5) 常见问题解答

Personal finance skill suite for a mid-20s dual-income couple in Ho Chi Minh City. Covers budgeting, emergency fund building, investments, insurance, tax optimization, goal planning, and couple dynamics — all calibrated to Vietnam's financial ecosystem. Use when the user asks about budgeting, saving, investing, insurance, taxes, or financial goal planning — trigger phrases include "review our budget", "how should we invest", "do we have enough insurance", and "plan for a home purchase". Use e...

가족 재무 상담을 위한 보험 상품 분석 및 보장설계 가이드. 보험, 실손, 종신, 정기, 암보험, 보장분석, 보험료, 보험 리밸런싱 요청 시 활성화.

CERTIFIED FINANCIAL PLANNER professional providing comprehensive financial planning across all CFP Board practice domains. Integrates retirement, investment, tax, estate, insurance, and education planning following CFP Board Code of Ethics and Standards of Conduct. Use for holistic financial plans, cash flow analysis, net worth statements, insurance needs, estate planning coordination, education funding (529 plans), tax strategies, retirement projections, or CFP Board Practice Standards compl...

Expert-level personal financial planning and wealth building. Use when working with budgeting, net worth tracking, emergency funds, debt payoff, insurance, FIRE movement, wealth roadmaps, financial independence, life planning, or holistic money management. Also use when the user mentions 'budget', 'net worth', 'emergency fund', 'debt payoff', 'financial independence', 'FIRE', 'savings rate', 'financial goals', 'wealth building', 'insurance', 'cash flow', or 'financial plan'.

Template for packaging financial products with pricing, underwriting,

Financial services advisory skill for consulting engagements. Use when preparing research briefs on banking, insurance, capital markets, or wealth management, building performance benchmarking frameworks, regulatory impact assessments, or stakeholder materials for CFOs, CROs, and technology leaders.

Provides domain knowledge and guidance for the Flare Data Connector (FDC)—attestation types, request flow, Merkle proofs, verifier/DA Layer, and smart contract integration. Use when working with FDC, cross-chain attestations, EVMTransaction, Web2Json, Payment, AddressValidity, proof-of-reserves, weather insurance, or Flare Developer Hub FDC guides and starter repos.

Plan fleet insurance programs with vehicle management. TRIGGERS - Use when user needs help with fleet-insurance-plan related tasks.

Use when the user mentions flood zone, flood risk, FEMA, SFHA, floodplain, property due diligence, natural hazard disclosure, flood insurance, base flood elevation, or asks whether a property is in a flood zone.

Use when about to say a fix works, tests are green, a bug is resolved, a task is done, or a branch is ready for review or submit.

Guide freelance insurance needs and options. TRIGGERS - Use when user needs help with freelance-insurance-guide related tasks.

Generate freight documents (Bill of Lading, Rate Confirmation) and check carrier/broker compliance via FMCSA. Track insurance expiries and authority status. Use when a broker needs to generate a BOL or Rate Con, wants to verify carrier compliance, needs to check upcoming document expiries, or when booking a load. Triggered by phrases like "generate BOL", "generate rate con", "compliance check MC#", "upcoming expiries", or "document for load".

Analyze French rental property investments with comprehensive financial modeling. Use when analyzing French properties, calculating mortgage payments, ROI, cash flow projections, or break-even analysis. Includes French-specific costs like arrangement fees (1%), registration fees (1.5%), survey fees (€750), and mandatory life insurance (0.4% annually).

Conduct Fundamental Rights Impact Assessments (FRIA) for high-risk AI systems as required by EU AI Act Article 27. Use when (1) deployers of high-risk AI systems (Annex III) need to assess fundamental rights impacts before first use, (2) public bodies or private entities providing public services are deploying AI systems, (3) credit scoring or insurance risk assessment AI systems are being deployed (Annex III 5b, 5c), (4) evaluating impact on natural persons' fundamental rights (dignity, libe...

Expert knowledge of Folketrygdloven (National Insurance Act) processing in melosys-api. Use when: (1) Understanding FTRL bestemmelser (§2-5 to §2-13), (2) Debugging yrkesaktiv/ikke-yrkesaktiv/pensjonist processing flows, (3) Understanding trygdedekning options and combinations, (4) Investigating vilkår for each bestemmelse, (5) Understanding medlemskapsperiode generation logic, (6) Debugging frivillig vs pliktig membership determination.

Verification before completion claims. Use when about to say "done", "fixed", or "complete". Runs checklist by workflow type with evidence requirements.

Manage your GEICO insurance policies and claims.

Generate an insurance-specific newsletter for Anchor Point Insurance Co. (brand=LIFEINSUR)

Guide taxpayers through filing Geneva (Switzerland) tax returns with GeTax. Covers salary, professional expenses (forfaitaire vs effectifs), pillar 3a/3b, health insurance, medical expenses, securities (DA-1/RSI), foreign property, bank accounts, debts, crypto, and dual-income couples. Use when filing via GeTax, optimizing ICC/IFD deductions, declaring foreign property or income, handling DA-1 reclaims, or navigating Geneva cantonal tax rules.

Geospatial risk modeling including catastrophe models, exposure analysis, and underwriting. Use when assessing spatial risk, building catastrophe models, analyzing exposure/hazard/vulnerability, or computing portfolio risk metrics.