Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation.
Scanned 9/4/2026
Install to Claude Code
Skills Directorynpx -y skills add gabrielmoreira/agent-skills-mirror --skill plaid-fintech --agent claude-codeInstalls into .claude/skills of the current project.
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---
version: 4.1.0-fractal
name: plaid-fintech
description: "Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation."
source: vibeship-spawner-skills (Apache 2.0)
---
# Plaid Fintech
## Patterns
## 🧠 Knowledge Modules (Fractal Skills)
### 1. [Link Token Creation and Exchange](./sub-skills/link-token-creation-and-exchange.md)
### 2. [Transactions Sync](./sub-skills/transactions-sync.md)
### 3. [Item Error Handling and Update Mode](./sub-skills/item-error-handling-and-update-mode.md)
### 4. [❌ Storing Access Tokens in Plain Text](./sub-skills/storing-access-tokens-in-plain-text.md)
### 5. [❌ Polling Instead of Webhooks](./sub-skills/polling-instead-of-webhooks.md)
### 6. [❌ Ignoring Item Errors](./sub-skills/ignoring-item-errors.md)
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