Business & Operations

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Decompose and explain healthcare cost growth into contributing factors including utilization changes, unit price shifts, case mix evolution, and population changes. Use when analyzing PMPM cost trends, explaining cost variance to leadership, preparing actuarial summaries, or identifying cost reduction opportunities.

Decompose and explain healthcare cost growth into contributing factors including utilization changes, unit price shifts, case mix evolution, and population changes. Use when analyzing PMPM cost trends, explaining cost variance to leadership, preparing actuarial summaries, or identifying cost reduction opportunities.

Manage construction contract administration from the field perspective. Covers AIA contract forms (A101, A201, A401), bond types and requirements, mechanics lien law, insurance verification, indemnification, dispute resolution, and subcontractor default procedures. Provides practical field guidance for notice requirements, lien waiver processing, COI verification, and claims documentation. Integrates with pay-application (lien waivers), change-order-tracker (constructive changes), delay-track...

Drafts a U.S. Consulting Services Agreement covering scope, compensation (hourly, fixed, retainer, hybrid), independent contractor classification, IP ownership, confidentiality, indemnification, liability caps, insurance, and dispute resolution. Use when drafting consulting contracts, professional services agreements, or independent contractor agreements.

Evaluates environmental liability exposure with remediation cost estimation, regulatory compliance requirements, and insurance coverage assessment. Use when analyzing environmental liabilities, estimating cleanup costs, or assessing environmental risk.

Regulatory compliance guidelines for life insurance policy administration transactions. Use when processing address changes (state-change impacts), beneficiary changes (community property, ERISA, minors), or any transaction that may trigger compliance review. Covers NAIC model regulations, state-specific rules, OFAC screening, and suitability requirements.

EU Compliance Officer for MiFID II investment firms and IDD insurance distributors. Implements compliance frameworks, ensures National Competent Authority reporting, conducts product governance oversight, manages suitability and appropriateness testing, reviews marketing and inducements, coordinates cross-border passporting compliance, implements GDPR data protection, conducts AML (5AMLD/6AMLD) monitoring, and prepares for NCA inspections. Use for compliance manual development, MiFID II/IDD i...

Drafts a compliant Commercial Invoice for Export satisfying customs, banking (L/C), logistics, and insurance requirements. Enforces Incoterms 2020, HS tariff classification, country-of-origin determination, export control referencing, and certification language. Use when preparing export invoices for customs authorities, freight forwarders, banks, or insurance underwriters.

Reviews CRE insurance certificates (ACORD 25) and endorsements against Access Agreement insurance requirements, producing a pass/fail compliance determination with broker-ready deficiency instructions. Verifies coverage limits, Additional Insured status, primary/non-contributory language, waiver of subrogation, umbrella alignment, and carrier qualifications. Use when reviewing COIs, ACORD forms, vendor or contractor insurance, site access insurance, or Additional Insured endorsements in comme...

Validates certificates of insurance against lease and contract requirements. Compares coverage types, limits, endorsements, and expiration dates field-by-field, flags deficiencies, and generates cure notices.

Manage month-end and year-end close (Monats-/Jahresabschluss) with checklists, task sequencing, and status tracking. Adapted for Swiss OR requirements including MWST and social insurance.

Assesses physical and transition climate risk for CRE properties and portfolios. Translates hazard exposure (flood, wind, wildfire, extreme heat, sea level rise) and regulatory/market shifts into financial impacts on NOI, cap rates, insurance costs, and tenant demand. Produces dollar-denominated risk, not abstract hazard scores.

Analyze insurance claims workflow systems for intake optimization, adjudication rules, subrogation, litigation management, and settlement analytics. Use when: 'audit claims process', 'review FNOL workflow', 'evaluate claims automation', 'check subrogation recovery', 'assess claims fraud detection', 'optimize claims cycle time', 'review Guidewire ClaimCenter setup'.

当需要审核理赔材料、分类理赔请求、指导理赔流程时使用。触发场景：理赔材料审核、理赔流程指导、材料清单生成。当用户提到“理赔“、“保险赔付“、“claims“、“理赔材料“时应触发此技能。

Generate Claim, ClaimResponse, and ExplanationOfBenefit (EOB) resources for healthcare billing including professional, institutional, pharmacy (Rx), dental, and vision claims. Use when user mentions claims, EOB, explanation of benefit, billing, reimbursement, adjudication, pharmacy claims, Rx claims, denied claims, copay, deductible, or allowed amount.

当用户需要协助理赔沟通时使用此 skill。适用于理赔申请指导、与保险公司沟通话术、理赔异议处理等场景。

Async programming patterns with UniTask, cancellation tokens, and exception handling. Use when writing async code, handling CancellationTokenSource lifecycle, using SuppressToResultAsync, implementing detached UniTask/UniTaskVoid flows, or working with Result/EnumResult types for exception-free flow propagation.

Complete insurance and legal claims intelligence system. Trigger whenever someone needs to file, manage, negotiate, or dispute any type of claim: insurance claims, warranty claims, compensation claims, workers compensation, personal injury, property damage, or consumer rights disputes. Also triggers on phrases like \"file a claim\", \"my insurer denied me\", \"how do I get compensated\", \"they won't pay\", \"what am I entitled to\", or any scenario where someone has suffered a loss and needs...

Access 165+ AI-powered skills for chiropractors and chiropractic office staff. Use when: user asks about patient intake, SOAP notes, insurance billing, HIPAA compliance, appointment scheduling, clinical documentation, practice marketing, or any chiropractic office administration task.

Research advisor for ACT business setup — Pty Ltd registration, accountants, insurance, R&D tax incentive, family trusts, compliance, and migration. Use when the user asks about any business setup topic, costs, providers, or next steps.

Guide founders through operational fundamentals — entity setup, co-founder agreements, IP assignment, banking, bookkeeping, taxes, insurance, and contractor agreements. Phase-based interactive guided process.

Activates Warren Buffett's complete investment thinking system. The following scenarios must trigger it: analyzing any stock or company, evaluating investment opportunities, interpreting financial reports/annual reports/shareholder letters, assessing business moats or competitive advantages, evaluating management quality and integrity, making buy/hold/sell decisions, understanding core value investing concepts (compounding/intrinsic value/margin of safety/circle of competence/Mr. Market), ana...

Coordinates credit monitoring and identity theft protection services for individuals affected by a data breach. Covers vendor selection criteria, enrollment logistics, coverage duration (12-24 months), identity theft insurance options, communication to affected individuals, and enrollment rate tracking. Keywords: credit monitoring, identity protection, breach response, Experian, enrollment, identity theft insurance.